Comprehensive Coverage, as described, covers which losses?

Comprehensive Coverage, as described, covers which losses?

• A. All loss except collision or overturn
• B. Only collision losses
• C. Only theft losses
• D. All losses including collision

Answer: (A)

Comprehensive coverage protects your vehicle from non-collision hazards. It covers losses such as theft, vandalism, fire, hail, flood, falling objects, and damage from animals or weather, as long as the loss isn’t caused by a collision or overturn. Because it excludes damage from crashes and overturns, the description that it covers all losses except collision or overturn is the correct way to express its scope. The other options aren’t accurate because they either limit coverage to collision, limit it to theft only, or claim it covers all losses including collision—none of which align with how comprehensive coverage works.

Comprehensive coverage protects your vehicle from non-collision hazards. It covers losses such as theft, vandalism, fire, hail, flood, falling objects, and damage from animals or weather, as long as the loss isn’t caused by a collision or overturn. Because it excludes damage from crashes and overturns, the description that it covers all losses except collision or overturn is the correct way to express its scope.

The other options aren’t accurate because they either limit coverage to collision, limit it to theft only, or claim it covers all losses including collision—none of which align with how comprehensive coverage works.