Coverage A refers to which insuring agreement?

Coverage A refers to which insuring agreement?

• A. Bodily Injury and Property Damage Insuring Agreement
• B. Medical Payments Agreement
• C. Personal Injury Protection Agreement
• D. Auto Liability Agreement

Answer: (A)

Coverage A is the Bodily Injury and Property Damage Liability insuring agreement. It covers the insured’s legal obligation to pay others for injuries and for damage to their property caused by an automobile accident. It does not cover the insured’s own medical expenses (that’s Medical Payments or PIP, depending on the policy), and the term “Auto Liability Agreement” isn’t the standard name for this coverage. So the best choice is the Bodily Injury and Property Damage Liability insuring agreement.

Coverage A is the Bodily Injury and Property Damage Liability insuring agreement. It covers the insured’s legal obligation to pay others for injuries and for damage to their property caused by an automobile accident. It does not cover the insured’s own medical expenses (that’s Medical Payments or PIP, depending on the policy), and the term “Auto Liability Agreement” isn’t the standard name for this coverage. So the best choice is the Bodily Injury and Property Damage Liability insuring agreement.