The coverage territory for Personal Inland Marine Insurance (PAF) is:

The coverage territory for Personal Inland Marine Insurance (PAF) is:

• A. Whatever is specified in the policy
• B. Worldwide
• C. United States
• D. U.S., Canada, and U.S. territories

Answer: (B)

Coverage territory is about where the insured property is protected. Personal Inland Marine Insurance is built around property that moves or can be kept in many places, so its coverage is worldwide. This fits items people carry or store in various locations—jewelry, cameras, collectibles, and other personal articles—whether at home, in transit, or abroad. The policy generally covers losses no matter where the item is located, though there can be exclusions or limits for certain countries or situations, and some policies may require riders for specific locations. That global protection aspect is why worldwide is the best answer.

Coverage territory is about where the insured property is protected. Personal Inland Marine Insurance is built around property that moves or can be kept in many places, so its coverage is worldwide. This fits items people carry or store in various locations—jewelry, cameras, collectibles, and other personal articles—whether at home, in transit, or abroad. The policy generally covers losses no matter where the item is located, though there can be exclusions or limits for certain countries or situations, and some policies may require riders for specific locations. That global protection aspect is why worldwide is the best answer.