Under Comprehensive Coverage, which loss is excluded from coverage?

Under Comprehensive Coverage, which loss is excluded from coverage?

• A. Collision or overturn
• B. Theft
• C. Vandalism
• D. Fire damage

Answer: (A)

Comprehensive coverage protects against non-collision risks like theft, vandalism, and fire damage. Damage from a collision with another vehicle or object, or an overturn, is not included in comprehensive—those are covered by collision coverage instead. So the loss excluded from comprehensive is collision or overturn. The other listed perils are typically covered by comprehensive.

Comprehensive coverage protects against non-collision risks like theft, vandalism, and fire damage. Damage from a collision with another vehicle or object, or an overturn, is not included in comprehensive—those are covered by collision coverage instead. So the loss excluded from comprehensive is collision or overturn. The other listed perils are typically covered by comprehensive.