Which endorsement covers damage to aircraft while stored in a hangar?

Which endorsement covers damage to aircraft while stored in a hangar?

• A. Hangerkeepers Liability
• B. Extra Expense Endorsement
• C. Admitted Aircraft Liability
• D. Storage Endorsement

Answer: (A)

Hangarkeepers liability covers the exposure that arises when an aircraft is in the care, custody, or control of a hangar operator. If damage occurs to an aircraft while it’s stored in a hangar, this endorsement provides coverage for that liability — essentially protecting the aircraft owner from losses caused by the hangar’s operation or negligence while the plane is parked on the premises. The other endorsements don’t address this specific scenario: the Extra Expense Endorsement deals with additional costs to continue operations after a loss; Admitted Aircraft Liability pertains to the insurer’s regulatory status in a state; and a Storage Endorsement is a more general storage coverage not tailored to the hangar custody context.

Hangarkeepers liability covers the exposure that arises when an aircraft is in the care, custody, or control of a hangar operator. If damage occurs to an aircraft while it’s stored in a hangar, this endorsement provides coverage for that liability — essentially protecting the aircraft owner from losses caused by the hangar’s operation or negligence while the plane is parked on the premises.

The other endorsements don’t address this specific scenario: the Extra Expense Endorsement deals with additional costs to continue operations after a loss; Admitted Aircraft Liability pertains to the insurer’s regulatory status in a state; and a Storage Endorsement is a more general storage coverage not tailored to the hangar custody context.